1. Introduction

Welcome to www.seyioke.com (“Website”). These Terms and Conditions (“Terms”) govern your use of this Website and the services provided through it. By accessing or using the Website, you agree to be bound by these Terms.

2. Use of the Website

• You must be at least 18 years old or have parental consent to use this Website.
• You agree to provide accurate and complete information when registering or purchasing any service.
• Unauthorized use of the Website may result in legal action.

3. Intellectual Property

• All content, including text, images, and course materials, is owned by Seyi Oke and may not be copied, distributed, or modified without permission.

4. Payments and Pricing

• Prices for services are displayed on the Website and may change without notice.
• If you wish to purchase any product or service made available through Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.
• You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.
• We may employ the use of third party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.
• We reserve the right to refuse or cancel your sale at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons
• We reserve the right to refuse or cancel your order upon suspicion of a fraudulent, unauthorized or otherwise illegal transaction.

5. Refund Policy

• Refunds are subject to the Refund Policy outlined below.

6. Limitation of Liability

• Seyi Oke is not liable for any indirect, incidental, or consequential damages arising from the use of this Website or services.

7. Termination

• We reserve the right to terminate accounts or restrict access if users violate these Terms.

8. Governing Law

• These Terms are governed by the laws of Nigeria. Any disputes shall be resolved through arbitration in Lagos, Nigeria.

1. Refund Eligibility

• Due to the nature of our digital courses and consulting services, refunds are generally not provided after purchase.
• Refund requests will only be considered in the following cases: You did not receive access to the purchased service.
  A technical issue prevented you from using the service, and we were unable to resolve it.
  

2. Refund Process

• To request a refund, contact info@seyioke.com within 7 days of purchase with your order details.
• Refunds (if approved) will be processed within 14 business days.

3. No Refunds for Completed Courses

• If you have accessed and completed more than 5% of a course, refunds will not be granted.

4. Chargebacks

• If a chargeback is filed without contacting us first, we reserve the right to dispute the claim and block access to our services.

1. Information We Collect

We collect the following information when you use www.seyioke.com:

• Personal Information: Name, email, phone number, and payment details.
• Technical Data: IP address, browser type, and website usage statistics.

2. How We Use Your Information

• To process purchases and deliver services.
• To communicate updates, promotions, and customer support.
• To improve Website functionality and user experience.

3. Data Protection

• We do not sell or share your personal data with third parties, except as required by law.
• Your data is stored securely, and payment transactions are encrypted.

4. Cookies and Tracking

• We use cookies to enhance user experience and track website usage. You can disable cookies in your browser settings.

5. Third-Party Links

• Our Website may contain links to third-party sites. We are not responsible for their privacy practices.

6. Your Rights

• You can request to access, modify, or delete your personal data by contacting info@seyioke.com

7. Changes to This Policy

• We may update this Privacy Policy. It is your responsibility to review these Terms periodically.
• Continued use of the Website means you accept the updated terms.